Side-by-side comparison of mortgage costs, property taxes, closing costs, and homeowners insurance between Arizona and Delaware. Updated for 2026.
Metric
Arizona
Delaware
Median Home Price
$380K
$355K
Property Tax Rate
0.62%
0.56%
Avg Closing Costs
$6K
$12K
Closing Cost %
1.6%
3.3%
Transfer Tax
None
4%
Homeowners Insurance
$2,100/yr
$1,300/yr
First-Time Buyer Program
Home Plus AZ
Up to 5% DPA grant
DSHA Homeownership Loan
Up to 5% Preferred Plus
Verdict
Arizona and Delaware are evenly matched across major housing cost categories. Your decision may come down to other factors like job market, climate, or lifestyle preferences. Use the calculators below to model your specific scenario.