Side-by-side comparison of mortgage costs, property taxes, closing costs, and homeowners insurance between Alaska and Hawaii. Updated for 2026.
Metric
Alaska
Hawaii
Median Home Price
$350K
$830K
Property Tax Rate
1.19%
0.28%
Avg Closing Costs
$6K
$12K
Closing Cost %
1.8%
1.5%
Transfer Tax
None
0.2%
Homeowners Insurance
$1,400/yr
$1,200/yr
First-Time Buyer Program
AHFC First-Time Homebuyer
Tax-exempt mortgage bonds
HHFDC Hula Mae Program
Below-market rate mortgages
Verdict
Alaska and Hawaii are evenly matched across major housing cost categories. Your decision may come down to other factors like job market, climate, or lifestyle preferences. Use the calculators below to model your specific scenario.