Mortgage payment estimates, closing cost breakdowns, and homebuying data for Fort Collins, Colorado.
Pre-filled with Fort Collins median home price and Colorado tax/insurance rates. Adjust for your property.
Estimated closing costs based on Colorado rates and fees applied to Fort Collins prices.
The median home price in Fort Collins is $525,000, roughly in line with the Colorado state median of $520,000. With a population of 169,810, Fort Collins is a mid-size city where home prices reflect strong demand and local economic factors.
Property taxes in Colorado average 0.51% annually. This low property tax rate is a significant advantage for Fort Collins buyers, keeping your monthly costs well below what you'd pay in higher-tax states. Homeowners insurance in Colorado runs approximately $3,200 per year. Insurance costs are notably high — factor this into your monthly budget.
Average rent in Fort Collins is $1,680/month. With a price-to-rent ratio above 20, renting could be more economical in the short term — use our Rent vs Buy calculator to model your specific timeline.
Fort Collins is a higher-cost market. At $525K median, buyers need significant savings or strong income. Down payment assistance through Colorado's CHFA Down Payment Assistance program becomes especially important.