California Mortgage Calculator
Estimate your monthly mortgage payment in California based on the state median home price of $785K, a 0.73% property tax rate, and $2K/year homeowners insurance.
$157,000
CA avg
Principal & Interest
$3,969
per month
Taxes & Insurance
$661
per month
Total Interest Paid
$801K
over 30 years
Total Loan Cost
$1.4M
all payments
Payment Breakdown
Loan Amount$628,000
Principal & Interest$3,969
Property Taxes$478
Homeowners Insurance$183
Total Monthly PITI$4,630
California Housing at a Glance
Median Home Price
$785K
California statewide
Property Tax Rate
0.73%
$478/mo on median
Avg Closing Costs
$9K
1.2% of purchase price
Homeowners Insurance
$2,200/yr
$183/mo
California First-Time Buyer Program
CalHFA Dream For All
Down payment assistance: Up to 20% shared appreciation loan