Home / Rankings / No Transfer Tax States States with No Real Estate Transfer Tax (2026) Real estate transfer taxes can add thousands of dollars to a home purchase. Fortunately, several states charge no transfer tax at all, saving buyers and sellers significant money at closing. Below are the states with no transfer tax, followed by all other states ranked from lowest to highest.
1
Alabama Median: $230K Tax: 0.41% Insurance: $1,950/yr
2
Alaska Median: $350K Tax: 1.19% Insurance: $1,400/yr
3
Arizona Median: $380K Tax: 0.62% Insurance: $2,100/yr
4
Idaho Median: $420K Tax: 0.63% Insurance: $1,600/yr
5
Indiana Median: $240K Tax: 0.84% Insurance: $1,700/yr
6
Kansas Median: $225K Tax: 1.41% Insurance: $2,900/yr
7
Louisiana Median: $195K Tax: 0.55% Insurance: $3,500/yr
9
Missouri Median: $235K Tax: 0.97% Insurance: $2,200/yr
10
Montana Median: $430K Tax: 0.74% Insurance: $2,100/yr
11
New Mexico Median: $280K Tax: 0.8% Insurance: $1,900/yr
13
Texas Median: $310K Tax: 1.8% Insurance: $3,800/yr
14
Utah Median: $480K Tax: 0.58% Insurance: $1,200/yr
15
Wyoming Median: $340K Tax: 0.61% Insurance: $1,800/yr
States with Transfer Taxes (Lowest to Highest) The following states charge a transfer tax on real estate transactions.
1
Colorado Median: $520K Tax: 0.51% Insurance: $3,200/yr
2
Oklahoma Median: $210K Tax: 0.88% Insurance: $3,600/yr
3
Georgia Median: $340K Tax: 0.92% Insurance: $2,200/yr
4
Illinois Median: $270K Tax: 2.07% Insurance: $1,900/yr
5
Kentucky Median: $210K Tax: 0.83% Insurance: $2,400/yr
6
Oregon Median: $480K Tax: 0.93% Insurance: $1,400/yr
8
California Median: $785K Tax: 0.73% Insurance: $2,200/yr
9
Iowa Median: $210K Tax: 1.52% Insurance: $1,800/yr
10
Hawaii Median: $830K Tax: 0.28% Insurance: $1,200/yr
13
Nebraska Median: $245K Tax: 1.73% Insurance: $2,800/yr
14
Virginia Median: $400K Tax: 0.82% Insurance: $1,700/yr
15
Wisconsin Median: $280K Tax: 1.76% Insurance: $1,300/yr
16
Arkansas Median: $195K Tax: 0.62% Insurance: $2,500/yr
17
Minnesota Median: $335K Tax: 1.12% Insurance: $2,100/yr
19
Tennessee Median: $340K Tax: 0.56% Insurance: $2,400/yr
20
Ohio Median: $215K Tax: 1.56% Insurance: $1,400/yr
21
Maine Median: $350K Tax: 1.3% Insurance: $1,300/yr
24
Nevada Median: $425K Tax: 0.53% Insurance: $1,700/yr
25
Florida Median: $395K Tax: 0.86% Insurance: $4,200/yr
26
New York Median: $430K Tax: 1.72% Insurance: $2,100/yr
27
Michigan Median: $240K Tax: 1.54% Insurance: $1,800/yr
28
New Jersey Median: $505K Tax: 2.47% Insurance: $1,500/yr
30
Vermont Median: $380K Tax: 1.9% Insurance: $1,100/yr
31
Maryland Median: $420K Tax: 1.09% Insurance: $1,700/yr
33
Washington Median: $580K Tax: 0.98% Insurance: $1,600/yr
35
Delaware Median: $355K Tax: 0.56% Insurance: $1,300/yr
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