Home / Rankings / Affordable West Most Affordable Western States to Buy a Home (2026) The West includes both the most expensive markets in America (Hawaii, California) and some surprisingly affordable options. States like New Mexico, Arizona, and Idaho offer Western living at a fraction of California or Washington prices. Here are all Western states ranked by median home price.
1
New Mexico Median: $280K Tax: 0.8% Insurance: $1,900/yr
$280,000
Median Home Price
2
Wyoming Median: $340K Tax: 0.61% Insurance: $1,800/yr
$340,000
Median Home Price
3
Alaska Median: $350K Tax: 1.19% Insurance: $1,400/yr
$350,000
Median Home Price
4
Arizona Median: $380K Tax: 0.62% Insurance: $2,100/yr
$380,000
Median Home Price
5
Idaho Median: $420K Tax: 0.63% Insurance: $1,600/yr
$420,000
Median Home Price
6
Nevada Median: $425K Tax: 0.53% Insurance: $1,700/yr
$425,000
Median Home Price
7
Montana Median: $430K Tax: 0.74% Insurance: $2,100/yr
$430,000
Median Home Price
8
Oregon Median: $480K Tax: 0.93% Insurance: $1,400/yr
$480,000
Median Home Price
9
Utah Median: $480K Tax: 0.58% Insurance: $1,200/yr
$480,000
Median Home Price
10
Colorado Median: $520K Tax: 0.51% Insurance: $3,200/yr
$520,000
Median Home Price
11
Washington Median: $580K Tax: 0.98% Insurance: $1,600/yr
$580,000
Median Home Price
12
California Median: $785K Tax: 0.73% Insurance: $2,200/yr
$785,000
Median Home Price
13
Hawaii Median: $830K Tax: 0.28% Insurance: $1,200/yr
$830,000
Median Home Price
Ready to crunch the numbers?
Use our free mortgage calculator to estimate your monthly payment in any state.
Open Mortgage Calculator
The First-Time Buyer Playbook
Free weekly guide: mortgage tips, market updates, and money-saving strategies. No spam.
Get the Guide