Home / Rankings / Affordable South Most Affordable Southern States to Buy a Home (2026) The South has long been America's affordability stronghold, with multiple states offering median home prices under $250,000. From West Virginia's $155,000 median to Florida's $395,000, Southern states span a wide range — but even the most expensive Southern markets are cheaper than most coastal alternatives.
1
$155,000
Median Home Price
2
$175,000
Median Home Price
3
Arkansas Median: $195K Tax: 0.62% Insurance: $2,500/yr
$195,000
Median Home Price
4
Louisiana Median: $195K Tax: 0.55% Insurance: $3,500/yr
$195,000
Median Home Price
5
Kentucky Median: $210K Tax: 0.83% Insurance: $2,400/yr
$210,000
Median Home Price
6
Oklahoma Median: $210K Tax: 0.88% Insurance: $3,600/yr
$210,000
Median Home Price
7
Alabama Median: $230K Tax: 0.41% Insurance: $1,950/yr
$230,000
Median Home Price
8
$305,000
Median Home Price
9
Texas Median: $310K Tax: 1.8% Insurance: $3,800/yr
$310,000
Median Home Price
10
Georgia Median: $340K Tax: 0.92% Insurance: $2,200/yr
$340,000
Median Home Price
11
$340,000
Median Home Price
12
Tennessee Median: $340K Tax: 0.56% Insurance: $2,400/yr
$340,000
Median Home Price
13
Florida Median: $395K Tax: 0.86% Insurance: $4,200/yr
$395,000
Median Home Price
14
Virginia Median: $400K Tax: 0.82% Insurance: $1,700/yr
$400,000
Median Home Price
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