M
MortgageMath
Free mortgage calculators for every state

Most Affordable Northeast States to Buy a Home (2026)

The Northeast is known for high housing costs, but significant variation exists within the region. From Pennsylvania's $280,000 median to Massachusetts' $595,000, there's a wide range of affordability. If you want to stay in the Northeast but need a more budget-friendly market, these rankings show where to look.

1
Pennsylvania
Median: $280KTax: 1.36%Insurance: $1,400/yr
$280,000
Median Home Price
2
Maine
Median: $350KTax: 1.3%Insurance: $1,300/yr
$350,000
Median Home Price
3
Delaware
Median: $355KTax: 0.56%Insurance: $1,300/yr
$355,000
Median Home Price
4
Vermont
Median: $380KTax: 1.9%Insurance: $1,100/yr
$380,000
Median Home Price
5
Connecticut
Median: $405KTax: 2.15%Insurance: $2,100/yr
$405,000
Median Home Price
6
Maryland
Median: $420KTax: 1.09%Insurance: $1,700/yr
$420,000
Median Home Price
7
Rhode Island
Median: $425KTax: 1.53%Insurance: $2,200/yr
$425,000
Median Home Price
8
New Hampshire
Median: $430KTax: 2.09%Insurance: $1,400/yr
$430,000
Median Home Price
9
New York
Median: $430KTax: 1.72%Insurance: $2,100/yr
$430,000
Median Home Price
10
New Jersey
Median: $505KTax: 2.47%Insurance: $1,500/yr
$505,000
Median Home Price
11
Massachusetts
Median: $595KTax: 1.2%Insurance: $2,200/yr
$595,000
Median Home Price
Ready to crunch the numbers?

Use our free mortgage calculator to estimate your monthly payment in any state.

Open Mortgage Calculator
The First-Time Buyer Playbook
Free weekly guide: mortgage tips, market updates, and money-saving strategies. No spam.