Home / Rankings / Affordable Midwest Most Affordable Midwest States to Buy a Home (2026) The Midwest is consistently America's most affordable region for homebuyers. With multiple states offering median prices between $200,000 and $280,000, Midwestern markets provide strong value for buyers willing to embrace four-season living. Here are all Midwestern states ranked from most to least affordable.
1
Iowa Median: $210K Tax: 1.52% Insurance: $1,800/yr
$210,000
Median Home Price
2
Ohio Median: $215K Tax: 1.56% Insurance: $1,400/yr
$215,000
Median Home Price
3
Kansas Median: $225K Tax: 1.41% Insurance: $2,900/yr
$225,000
Median Home Price
4
Missouri Median: $235K Tax: 0.97% Insurance: $2,200/yr
$235,000
Median Home Price
5
Indiana Median: $240K Tax: 0.84% Insurance: $1,700/yr
$240,000
Median Home Price
6
Michigan Median: $240K Tax: 1.54% Insurance: $1,800/yr
$240,000
Median Home Price
7
Nebraska Median: $245K Tax: 1.73% Insurance: $2,800/yr
$245,000
Median Home Price
8
$255,000
Median Home Price
9
Illinois Median: $270K Tax: 2.07% Insurance: $1,900/yr
$270,000
Median Home Price
10
Wisconsin Median: $280K Tax: 1.76% Insurance: $1,300/yr
$280,000
Median Home Price
11
$295,000
Median Home Price
12
Minnesota Median: $335K Tax: 1.12% Insurance: $2,100/yr
$335,000
Median Home Price
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