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Mortgage Calculator &
Closing Costs: Rogers, AR

Mortgage payment estimates, closing cost breakdowns, and homebuying data for Rogers, Arkansas.

Median Home Price
$285K
Population
71K
Avg Monthly Rent
$1,120
Property Tax Rate
0.62%
Rogers vs Arkansas Median
The median home price in Rogers is $285,000, which is 46% above the Arkansas state median of $195,000.

Mortgage Calculator — Rogers, AR

Pre-filled with Rogers median home price and Arkansas tax/insurance rates. Adjust for your property.

$
$57,000
%
%
years
AR avg
%
$
Monthly Payment (PITI)
$1,796
Principal + Interest + Tax + Insurance + PMI
Principal & Interest
$1,441
per month
Taxes & Insurance
$355
per month
Total Interest Paid
$291K
over 30 years
Total Loan Cost
$519K
all payments
Payment Breakdown
Loan Amount$228,000
Principal & Interest$1,441
Property Taxes$147
Homeowners Insurance$208
Total Monthly PITI$1,796

Closing Costs — Rogers, AR

Estimated closing costs based on Arkansas rates and fees applied to Rogers prices.

$
%
Arkansas: Avg closing costs 1.5% of price. Transfer tax: 0.33%.
Estimated Closing Costs
$10,778
3.8% of purchase price
Lender Fees
$2,477
origination, underwriting
Third-Party
$2,875
appraisal, title, inspection
Government Fees
$941
transfer taxes, recording
Prepaids + Escrow
$4,485
taxes, insurance, interest
Itemized Costs
Loan Origination (0.8%)$2,052
Underwriting Fee$350
Credit Report$75
Appraisal$550
Home Inspection$450
Title Search + Insurance$1,725
Recording Fee$150
Transfer Tax$941
Prepaid Taxes (3 mo)$442
Prepaid Insurance (12 mo)$2,500
Prepaid Interest (15 days)$685
Escrow Reserves$858
Total Closing Costs$10,778

Buying a Home in Rogers, Arkansas

The median home price in Rogers is $285,000, 46% above the Arkansas state median of $195,000. With a population of 70,753, Rogers is a smaller market where home prices reflect strong demand and local economic factors.

Property taxes in Arkansas average 0.62% annually. This low property tax rate is a significant advantage for Rogers buyers, keeping your monthly costs well below what you'd pay in higher-tax states. Homeowners insurance in Arkansas runs approximately $2,500 per year. This is within the normal range nationally.

Average rent in Rogers is $1,120/month. With a price-to-rent ratio above 20, renting could be more economical in the short term — use our Rent vs Buy calculator to model your specific timeline.

Rogers presents moderate affordability. The $285K median puts homeownership within reach for median-income households, though down payment savings and closing costs require planning.

Run a Rent vs Buy analysis
Compare total costs of renting vs buying in Rogers.
Rent vs Buy Calculator →
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