Mortgage payment estimates, closing cost breakdowns, and homebuying data for Pine Bluff, Arkansas.
Pre-filled with Pine Bluff median home price and Arkansas tax/insurance rates. Adjust for your property.
Estimated closing costs based on Arkansas rates and fees applied to Pine Bluff prices.
The median home price in Pine Bluff is $105,000, 46% below the Arkansas state median of $195,000. With a population of 41,474, Pine Bluff is a smaller market where home prices tend to be more accessible than in many parts of Arkansas.
Property taxes in Arkansas average 0.62% annually. This low property tax rate is a significant advantage for Pine Bluff buyers, keeping your monthly costs well below what you'd pay in higher-tax states. Homeowners insurance in Arkansas runs approximately $2,500 per year. This is within the normal range nationally.
Average rent in Pine Bluff is $720/month. With a price-to-rent ratio under 15, buying may be more cost-effective than renting in Pine Bluff over the long term.
Pine Bluff offers strong affordability. With median prices under $250K, first-time buyers have realistic paths to homeownership, especially combined with Arkansas's ADFA Down Payment Assistance program.