M
MortgageMath
Free mortgage calculators for every state

Mortgage Calculator &
Closing Costs: Paragould, AR

Mortgage payment estimates, closing cost breakdowns, and homebuying data for Paragould, Arkansas.

Median Home Price
$155K
Population
30K
Avg Monthly Rent
$780
Property Tax Rate
0.62%
Paragould vs Arkansas Median
The median home price in Paragould is $155,000, which is 21% below the Arkansas state median of $195,000.

Mortgage Calculator — Paragould, AR

Pre-filled with Paragould median home price and Arkansas tax/insurance rates. Adjust for your property.

$
$31,000
%
%
years
AR avg
%
$
Monthly Payment (PITI)
$1,072
Principal + Interest + Tax + Insurance + PMI
Share:TwitterFacebook
Principal & Interest
$784
per month
Taxes & Insurance
$288
per month
Total Interest Paid
$158K
over 30 years
Total Loan Cost
$282K
all payments
Payment Breakdown
Loan Amount$124,000
Principal & Interest$784
Property Taxes$80
Homeowners Insurance$208
Total Monthly PITI$1,072

Closing Costs — Paragould, AR

Estimated closing costs based on Arkansas rates and fees applied to Paragould prices.

$
%
Arkansas: Avg closing costs 1.5% of price. Transfer tax: 0.33%.
Estimated Closing Costs
$8,047
5.2% of purchase price
Share:TwitterFacebook
Lender Fees
$1,541
origination, underwriting
Third-Party
$2,225
appraisal, title, inspection
Government Fees
$512
transfer taxes, recording
Prepaids + Escrow
$3,770
taxes, insurance, interest
Itemized Costs
Loan Origination (0.8%)$1,116
Underwriting Fee$350
Credit Report$75
Appraisal$550
Home Inspection$450
Title Search + Insurance$1,075
Recording Fee$150
Transfer Tax$512
Prepaid Taxes (3 mo)$240
Prepaid Insurance (12 mo)$2,500
Prepaid Interest (15 days)$373
Escrow Reserves$657
Total Closing Costs$8,047

Buying a Home in Paragould, Arkansas

The median home price in Paragould is $155,000, 21% below the Arkansas state median of $195,000. With a population of 29,520, Paragould is a smaller market where home prices tend to be more accessible than in many parts of Arkansas.

Property taxes in Arkansas average 0.62% annually. This low property tax rate is a significant advantage for Paragould buyers, keeping your monthly costs well below what you'd pay in higher-tax states. Homeowners insurance in Arkansas runs approximately $2,500 per year. This is within the normal range nationally.

Average rent in Paragould is $780/month. The price-to-rent ratio in Paragould is moderate, meaning the buy-vs-rent decision depends heavily on how long you plan to stay.

Paragould offers strong affordability. With median prices under $250K, first-time buyers have realistic paths to homeownership, especially combined with Arkansas's ADFA Down Payment Assistance program.

Run a Rent vs Buy analysis
Compare total costs of renting vs buying in Paragould.
Rent vs Buy Calculator →
Explore all of Arkansas: Arkansas Mortgage Calculator & Closing Costs →

More Cities in Arkansas

Related Guides

The First-Time Buyer Playbook
Free weekly guide: mortgage tips, market updates, and money-saving strategies. No spam.