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Mortgage Calculator &
Closing Costs: Conway, AR

Mortgage payment estimates, closing cost breakdowns, and homebuying data for Conway, Arkansas.

Median Home Price
$225K
Population
67K
Avg Monthly Rent
$1,020
Property Tax Rate
0.62%
Conway vs Arkansas Median
The median home price in Conway is $225,000, which is 15% above the Arkansas state median of $195,000.

Mortgage Calculator — Conway, AR

Pre-filled with Conway median home price and Arkansas tax/insurance rates. Adjust for your property.

$
$45,000
%
%
years
AR avg
%
$
Monthly Payment (PITI)
$1,462
Principal + Interest + Tax + Insurance + PMI
Principal & Interest
$1,138
per month
Taxes & Insurance
$324
per month
Total Interest Paid
$230K
over 30 years
Total Loan Cost
$410K
all payments
Payment Breakdown
Loan Amount$180,000
Principal & Interest$1,138
Property Taxes$116
Homeowners Insurance$208
Total Monthly PITI$1,462

Closing Costs — Conway, AR

Estimated closing costs based on Arkansas rates and fees applied to Conway prices.

$
%
Arkansas: Avg closing costs 1.5% of price. Transfer tax: 0.33%.
Estimated Closing Costs
$9,518
4.2% of purchase price
Lender Fees
$2,045
origination, underwriting
Third-Party
$2,575
appraisal, title, inspection
Government Fees
$743
transfer taxes, recording
Prepaids + Escrow
$4,155
taxes, insurance, interest
Itemized Costs
Loan Origination (0.8%)$1,620
Underwriting Fee$350
Credit Report$75
Appraisal$550
Home Inspection$450
Title Search + Insurance$1,425
Recording Fee$150
Transfer Tax$743
Prepaid Taxes (3 mo)$349
Prepaid Insurance (12 mo)$2,500
Prepaid Interest (15 days)$541
Escrow Reserves$765
Total Closing Costs$9,518

Buying a Home in Conway, Arkansas

The median home price in Conway is $225,000, 15% above the Arkansas state median of $195,000. With a population of 67,336, Conway is a smaller market where home prices reflect strong demand and local economic factors.

Property taxes in Arkansas average 0.62% annually. This low property tax rate is a significant advantage for Conway buyers, keeping your monthly costs well below what you'd pay in higher-tax states. Homeowners insurance in Arkansas runs approximately $2,500 per year. This is within the normal range nationally.

Average rent in Conway is $1,020/month. The price-to-rent ratio in Conway is moderate, meaning the buy-vs-rent decision depends heavily on how long you plan to stay.

Conway offers strong affordability. With median prices under $250K, first-time buyers have realistic paths to homeownership, especially combined with Arkansas's ADFA Down Payment Assistance program.

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