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Mortgage Calculator &
Closing Costs: Bentonville, AR

Mortgage payment estimates, closing cost breakdowns, and homebuying data for Bentonville, Arkansas.

Median Home Price
$345K
Population
57K
Avg Monthly Rent
$1,280
Property Tax Rate
0.62%
Bentonville vs Arkansas Median
The median home price in Bentonville is $345,000, which is 77% above the Arkansas state median of $195,000.

Mortgage Calculator — Bentonville, AR

Pre-filled with Bentonville median home price and Arkansas tax/insurance rates. Adjust for your property.

$
$69,000
%
%
years
AR avg
%
$
Monthly Payment (PITI)
$2,131
Principal + Interest + Tax + Insurance + PMI
Principal & Interest
$1,745
per month
Taxes & Insurance
$386
per month
Total Interest Paid
$352K
over 30 years
Total Loan Cost
$628K
all payments
Payment Breakdown
Loan Amount$276,000
Principal & Interest$1,745
Property Taxes$178
Homeowners Insurance$208
Total Monthly PITI$2,131

Closing Costs — Bentonville, AR

Estimated closing costs based on Arkansas rates and fees applied to Bentonville prices.

$
%
Arkansas: Avg closing costs 1.5% of price. Transfer tax: 0.33%.
Estimated Closing Costs
$12,038
3.5% of purchase price
Lender Fees
$2,909
origination, underwriting
Third-Party
$3,175
appraisal, title, inspection
Government Fees
$1,139
transfer taxes, recording
Prepaids + Escrow
$4,816
taxes, insurance, interest
Itemized Costs
Loan Origination (0.8%)$2,484
Underwriting Fee$350
Credit Report$75
Appraisal$550
Home Inspection$450
Title Search + Insurance$2,025
Recording Fee$150
Transfer Tax$1,139
Prepaid Taxes (3 mo)$535
Prepaid Insurance (12 mo)$2,500
Prepaid Interest (15 days)$829
Escrow Reserves$951
Total Closing Costs$12,038

Buying a Home in Bentonville, Arkansas

The median home price in Bentonville is $345,000, 77% above the Arkansas state median of $195,000. With a population of 57,214, Bentonville is a smaller market where home prices reflect strong demand and local economic factors.

Property taxes in Arkansas average 0.62% annually. This low property tax rate is a significant advantage for Bentonville buyers, keeping your monthly costs well below what you'd pay in higher-tax states. Homeowners insurance in Arkansas runs approximately $2,500 per year. This is within the normal range nationally.

Average rent in Bentonville is $1,280/month. With a price-to-rent ratio above 20, renting could be more economical in the short term — use our Rent vs Buy calculator to model your specific timeline.

Bentonville presents moderate affordability. The $345K median puts homeownership within reach for median-income households, though down payment savings and closing costs require planning.

Run a Rent vs Buy analysis
Compare total costs of renting vs buying in Bentonville.
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