Mortgage payment estimates, closing cost breakdowns, and homebuying data for Yuma, Arizona.
Pre-filled with Yuma median home price and Arizona tax/insurance rates. Adjust for your property.
Estimated closing costs based on Arizona rates and fees applied to Yuma prices.
The median home price in Yuma is $275,000, 28% below the Arizona state median of $380,000. With a population of 95,548, Yuma is a smaller market where home prices tend to be more accessible than in many parts of Arizona.
Property taxes in Arizona average 0.62% annually. This low property tax rate is a significant advantage for Yuma buyers, keeping your monthly costs well below what you'd pay in higher-tax states. Homeowners insurance in Arizona runs approximately $2,100 per year. This is within the normal range nationally.
Average rent in Yuma is $1,120/month. With a price-to-rent ratio above 20, renting could be more economical in the short term — use our Rent vs Buy calculator to model your specific timeline.
Yuma presents moderate affordability. The $275K median puts homeownership within reach for median-income households, though down payment savings and closing costs require planning.