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Mortgage Calculator &
Closing Costs: Marana, AZ

Mortgage payment estimates, closing cost breakdowns, and homebuying data for Marana, Arizona.

Median Home Price
$365K
Population
52K
Avg Monthly Rent
$1,380
Property Tax Rate
0.62%
Marana vs Arizona Median
The median home price in Marana is $365,000, which is roughly in line with the Arizona state median of $380,000.

Mortgage Calculator — Marana, AZ

Pre-filled with Marana median home price and Arizona tax/insurance rates. Adjust for your property.

$
$73,000
%
%
years
AZ avg
%
$
Monthly Payment (PITI)
$2,209
Principal + Interest + Tax + Insurance + PMI
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Principal & Interest
$1,846
per month
Taxes & Insurance
$364
per month
Total Interest Paid
$372K
over 30 years
Total Loan Cost
$664K
all payments
Payment Breakdown
Loan Amount$292,000
Principal & Interest$1,846
Property Taxes$189
Homeowners Insurance$175
Total Monthly PITI$2,209

Closing Costs — Marana, AZ

Estimated closing costs based on Arizona rates and fees applied to Marana prices.

$
%
Arizona: Avg closing costs 1.6% of price. Transfer tax: 0%.
Estimated Closing Costs
$10,787
3.0% of purchase price
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Lender Fees
$3,053
origination, underwriting
Third-Party
$3,275
appraisal, title, inspection
Government Fees
$0
transfer taxes, recording
Prepaids + Escrow
$4,459
taxes, insurance, interest
Itemized Costs
Loan Origination (0.8%)$2,628
Underwriting Fee$350
Credit Report$75
Appraisal$550
Home Inspection$450
Title Search + Insurance$2,125
Recording Fee$150
Prepaid Taxes (3 mo)$566
Prepaid Insurance (12 mo)$2,100
Prepaid Interest (15 days)$878
Escrow Reserves$916
Total Closing Costs$10,787

Buying a Home in Marana, Arizona

The median home price in Marana is $365,000, roughly in line with the Arizona state median of $380,000. With a population of 52,007, Marana is a smaller market where home prices tend to be more accessible than in many parts of Arizona.

Property taxes in Arizona average 0.62% annually. This low property tax rate is a significant advantage for Marana buyers, keeping your monthly costs well below what you'd pay in higher-tax states. Homeowners insurance in Arizona runs approximately $2,100 per year. This is within the normal range nationally.

Average rent in Marana is $1,380/month. With a price-to-rent ratio above 20, renting could be more economical in the short term — use our Rent vs Buy calculator to model your specific timeline.

Marana presents moderate affordability. The $365K median puts homeownership within reach for median-income households, though down payment savings and closing costs require planning.

Run a Rent vs Buy analysis
Compare total costs of renting vs buying in Marana.
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