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Mortgage Calculator &
Closing Costs: Soldotna, AK

Mortgage payment estimates, closing cost breakdowns, and homebuying data for Soldotna, Alaska.

Median Home Price
$310K
Population
5K
Avg Monthly Rent
$1,280
Property Tax Rate
1.19%
Soldotna vs Alaska Median
The median home price in Soldotna is $310,000, which is 11% below the Alaska state median of $350,000.

Mortgage Calculator — Soldotna, AK

Pre-filled with Soldotna median home price and Alaska tax/insurance rates. Adjust for your property.

$
$62,000
%
%
years
AK avg
%
$
Monthly Payment (PITI)
$1,992
Principal + Interest + Tax + Insurance + PMI
Principal & Interest
$1,568
per month
Taxes & Insurance
$424
per month
Total Interest Paid
$316K
over 30 years
Total Loan Cost
$564K
all payments
Payment Breakdown
Loan Amount$248,000
Principal & Interest$1,568
Property Taxes$307
Homeowners Insurance$117
Total Monthly PITI$1,992

Closing Costs — Soldotna, AK

Estimated closing costs based on Alaska rates and fees applied to Soldotna prices.

$
%
Alaska: Avg closing costs 1.8% of price. Transfer tax: 0%.
Estimated Closing Costs
$9,880
3.2% of purchase price
Lender Fees
$2,657
origination, underwriting
Third-Party
$3,000
appraisal, title, inspection
Government Fees
$0
transfer taxes, recording
Prepaids + Escrow
$4,223
taxes, insurance, interest
Itemized Costs
Loan Origination (0.8%)$2,232
Underwriting Fee$350
Credit Report$75
Appraisal$550
Home Inspection$450
Title Search + Insurance$1,850
Recording Fee$150
Prepaid Taxes (3 mo)$922
Prepaid Insurance (12 mo)$1,400
Prepaid Interest (15 days)$745
Escrow Reserves$1,156
Total Closing Costs$9,880

Buying a Home in Soldotna, Alaska

The median home price in Soldotna is $310,000, 11% below the Alaska state median of $350,000. With a population of 4,786, Soldotna is a smaller market where home prices tend to be more accessible than in many parts of Alaska.

Property taxes in Alaska average 1.19% annually. This moderate property tax rate means a $310,000 home in Soldotna would carry roughly $307/month in property taxes. Homeowners insurance in Alaska runs approximately $1,400 per year. This is within the normal range nationally.

Average rent in Soldotna is $1,280/month. With a price-to-rent ratio above 20, renting could be more economical in the short term — use our Rent vs Buy calculator to model your specific timeline.

Soldotna presents moderate affordability. The $310K median puts homeownership within reach for median-income households, though down payment savings and closing costs require planning.

Run a Rent vs Buy analysis
Compare total costs of renting vs buying in Soldotna.
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